Call/Text: (616) 319-1640
West Michigan Mortgage Help

Buy smarter. Close faster. Save more.

Whether you are buying your first home, upgrading, refinancing, or using VA/FHA financing, I help you compare smart loan options and avoid expensive mistakes before you make an offer.

Get My Mortgage Game Plan See What You’ll Get

Get your free mortgage game plan

Tell me where you are in the process and I’ll help you map out the next best step.

By submitting this form, you agree to be contacted about mortgage options. This is not a commitment to lend. All loans are subject to credit, income, asset, property, and underwriting approval.

Mortgage help without the runaround.

Big banks have call centers. Online lenders have ads. You get a real local mortgage pro who can help structure the deal before it falls apart.

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First-time buyer strategy

Understand payment, down payment, closing costs, loan options, and what to do before you start shopping.

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VA, FHA & Conventional

Compare programs clearly so you can choose the loan that fits your money, goals, and timeline.

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Fast pre-approvals

Give your offer more strength with a lender who understands local agents, local timelines, and clean communication.

Get the guide buyers wish they had sooner.

A clean, simple mortgage roadmap built for real people — not bank jargon. Use it before you make offers, compare lenders, or decide how much home you can actually afford.

Send Me the Guide
Buying Payment comfort, cash to close, offer strength, and approval timing.
Loan Options FHA, VA, conventional, investment, renovation, and refinance paths.
Closing Timeline What happens after the offer is accepted — and how to avoid delays.
Money-Saving Moves Credits, buydowns, mortgage insurance strategy, and smart structure.

Real clients. Real communication. Real results.

A review from a real client who worked with Mike Alkema and Leeward Point Mortgage.

“Mike Alkema was clearly experienced and professional. It was evident from the start he knew what he was doing. He kept in constant contact with me, filling me in every step along the process. Never was I left wondering where we were on things. After spinning my wheels for months with the largest lender in the US, this was very much appreciated.” — Julie Kilgore